Approximate cost of business liability insurance for Virginia?
I understand that there is no “average” for liability insurance. In my specific case, I live in central Virginia, have leased a one-room office and offer financial education (not a CFP, rather teach people how to budget, etc. – not sell financial products).Approximate cost of business liability insurance for Virginia?
Thanks!
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Approximate cost of business liability insurance for Virginia?
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Limits of liability not less than $500,000 for an accident affecting any one person; and not less than $1,000,000 for an accident affecting more than one person; and $50,000 for property damage.
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Comment by mbrcatz17
OK, you don’t get “property damage” liability on a business policy.
Sounds like you’re just a consultant type guy – liability will likely be based on either square footage or gross sales, but either way, I”m betting that a million of coverage, should run you around $750 a year.
Excluding professional liability.
Something to think about, though, you might be able to get a bop – including some property coverage – for $600 a year.